Facing foreclosure? You have options.

If you're one of the 2 million Americans who are having trouble making your mortgage payments or are already in jeopardy of foreclosure, this guide will give you the practical information you need, including:

-the ins and outs of foreclosure procedures, with state-by-state information
-how to decide whether or not you should try to keep your house
-using bankruptcy to buy time or save your home
-how to avoid ""rescue"" scams

This edition of the nation's bestselling book on foreclosure is updated with the latest information on federal legislation to help struggling homeowners and bank-implemented foreclosure-delay programs. Thorough and easy to understand, you will learn all your options including:

- how long you'll likely be able to stay in your house - and save money - if the foreclosure goes ahead
- how to do a short sale or deed in lieu of foreclosure
- how you can get free help negotiating a mortgage modification