When Cici Willow, a pastor's daughter, falls in love with Jimmy Grayson, she feels she must give up a lifelong desire for excitement and adventure. Feeling guilty over her selfishness, she jumps at the chance to do what she thought would be a good deed, but instead she runs straight into danger.

When Jimmy sees Cici standing on the deck of a tour boat with the villain, he can't believe his eyes. And as the steamer Eastland sinks into the murky Chicago River, will God answer Cici's prayer to give her a second chance at life and love?