Refinance your high-rate credit cards and student loans Start investing in the right mutual funds Find low-cost auto loans and mortgages Make the most of tax deductions you never knew existed Use tax-advantaged savings plans to build a serious nest egg

From 401(k)s to health insurance to stocks and bonds, this book focuses exclusively on what you really need to know at this stage in your financial life. Whether you earn $15,000 or $150,000, whether you're single or married, whether you're financially inclined or financially challenged, this book will let you manage your money with the smallest possible investment of time and effort.